How this calculation works
Future value is current value × (1 + annual growth)^years. Divide by (1 + inflation)^years to show an inflation-adjusted value in today’s money.
A worked example
R1 million growing at 5% annually for two years becomes R1 102 500, before selling costs and tax.
Assumptions & limitations
- The chosen appreciation is a scenario, not a South African property-price forecast or a valuation. Bond debt, rent, maintenance, transfer costs, selling fees and CGT are excluded.
