YOUR PRIVACY MATTERS

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EVERYDAY MONEY / FREE CALCULATOR

Wedding budget calculator

Add guest costs, quotes and a contingency to see your funding gap.

Method and references reviewed 5 November 2026
YOUR NUMBERS

Let’s work it out.

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people
R
R
R
R
R
%
Editable scenario, not a guaranteed return or a market quote.
R
Equivalent to 12 months. Repayments are monthly.
Leave blank to estimate the first payment one month from today. Monthly dates are estimates, not a lender schedule.

Calculated on your device. Save a copy only when you choose.

A CLEARER PICTURE

Planned wedding cost

R 165 000,00

All entered quotes plus your contingency allowance

Guest food and drink
R 70 000,00
Contingency
R 15 000,00
Funding gap
R 65 000,00
Monthly saving needed, no interest
R 5 416,67
See the full breakdown

Save this scenario, then change your inputs to compare the results.

BEHIND THE NUMBER

Your calculation, unpacked.

Guest food and drink
R 70 000,00
Contingency
R 15 000,00
Funding gap
R 65 000,00
Monthly saving needed, no interest
R 5 416,67
Available funds beyond budget
R 0,00
UNDERSTAND THE TRADE-OFFS

Small changes.
Different possibilities.

Try changing one input at a time. Compare the total cost, as well as the monthly number.

THE WORKINGS

How this calculation works

Add guest count × per-guest cost to your fixed quotes, then add the contingency percentage to the subtotal. Subtract available funds and divide any positive gap by the months remaining, without assuming interest.

A worked example

R100 000 quoted costs with 10% contingency need R110 000. R50 000 available leaves R60 000, or R5 000 monthly over a year.

Assumptions & limitations

  • All starting costs are examples, not South African vendor averages. Quotes may exclude VAT, service fees or gratuities; enter the full payable amounts. No debt, savings interest or unconfirmed gifts are assumed.

Read a little further.